Have you checked your tax bracket?

Most people by this time of the year probably have a good idea what their 2015 income will total. But if you’ve been wondering what tax bracket you are in, you should look at your 2014 tax return. This will give you a good amount of insight of what you need…

Why should you have a ROTH? Part 2

In part one we discussed some of the basic pluses to having a ROTH. Here are a few more things to consider when making this decision. If you’ve made it to retirement without investing in a Roth, did you know you can still add one to your retirement portfolio? In…

This deal could mean less Social Security for couples

It could take away tens of thousands of dollars for some couples over the course of their retirement. The new rule change goes into effect for new retirees starting in just six months. The new rule eliminates a claiming strategy known as “file and suspend.” In a nut shell, it takes…

No increase in Social Security next year

WASHINGTON (AP) It’s the only the third time in 40 years that millions of Social Security recipients which includes disabled veterans and federal retirees can expect to see no increase in benefits next year. This is really unwelcome news for more than one-fifth of the nation’s population. Why is this happening? They…